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# United We Mortgage

Your Mortgage Partners For Life

## Sitemaps

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## Posts

- [Can You Sell a House With a Lien On It?](https://unitedwemortgage.com/can-you-sell-a-house-with-a-lien-on-it/) - Where does it come from?Contrary to popular belief, Lorem Ipsum is not simply random text. It has roots in a piece of classical Latin literature from 45 BC, making it over 2000 years old. Richard McClintock, a Latin professor at Hampden-Sydney College in Virginia, looked up one of the more obscure Latin words, consectetur, from
- [I Am Behind On Mortgage Payments. What Are My Options?](https://unitedwemortgage.com/i-am-behind-on-mortgage-payments-what-are-my-options/) - Where does it come from?Contrary to popular belief, Lorem Ipsum is not simply random text. It has roots in a piece of classical Latin literature from 45 BC, making it over 2000 years old. Richard McClintock, a Latin professor at Hampden-Sydney College in Virginia, looked up one of the more obscure Latin words, consectetur, from

## Pages

- [Home](https://unitedwemortgage.com/) - Click to e-Sign Credit Authorization Click to Upload Documents Click to Complete Your Employment History Click to Visit Real Estate Page Your Mortgage Partner for Life Get Your Quick Home Loan Quote Today! Get a Quick Quote First Name* Last Name* Email* Home Phone Loan Amount Needed*Loan Amount Needed$100,000 – $110,000$110,001 – $120,000$120,001 – $130,000$130,001
- [Loan Process](https://unitedwemortgage.com/loan-process/) - Loan Process Step 1: Find Out How Much You Can Borrow The first step in obtaining a loan is to determine how much money you can borrow. In case of buying a home, you should determine how much home you can afford even before you begin looking. By answering a few simple questions, we will
- [Uploads](https://unitedwemortgage.com/uploads/)
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- [Credit Authorization](https://unitedwemortgage.com/credit/)
- [HELOC - Mark](https://unitedwemortgage.com/heloc/mark/) - "*" indicates required fields 1PROPERTY TYPE2VALUE AND LOANS3YOUR CREDIT4INCOME AND LIABILITIES5PROPERTY INFORMATION6CONTACT INFORMATION About Your Property Select Property Type* Single Family Residence Condominium Townhouse PUD Other Type Type of Occupancy* Primary Residence Second Home Investment Property Value and Loans Estimated Property Value*Estimated Property Value$100,001 – $125,000$125,001 – $150,000$150,001 – $175,000$175,001 – $200,000$200,001 – $225,000$225,001 –
- [Get A Broker](https://unitedwemortgage.com/get-a-broker/) - Get Options from Your Local Mortgage Broker Just a couple of quick questions 👇 Select Property Type*Select Property TypeSingle Family ResidenceCondominiumOther Type Select Occupancy Type*Select Occupancy TypePrimary ResidenceSecond HomeInvestment Property Reason For Mortgage Loan*Reason For Mortgage LoanPurchaseRate Reduction RefinanceCash Out Refinance or HELOC Full Name* Phone Number* Email* CAPTCHA
- [HELOC](https://unitedwemortgage.com/heloc/) - "*" indicates required fields 1PROPERTY TYPE2VALUE AND LOANS3YOUR CREDIT4INCOME AND LIABILITIES5PROPERTY INFORMATION6CONTACT INFORMATION About Your Property Select Property Type* Single Family Residence Condominium Townhouse PUD Other Type Type of Occupancy* Primary Residence Second Home Investment Property Value and Loans Estimated Property Value*Estimated Property Value$100,001 – $125,000$125,001 – $150,000$150,001 – $175,000$175,001 – $200,000$200,001 – $225,000$225,001 –
- [Why You Should Always Use a Mortgage Broker](https://unitedwemortgage.com/why-broker/) - Why You Should NEVER Get a Loan Without a Mortgage Broker Why Choose a MOrtgage Broker instead of a bank ✅ Wholesale Pricing: A Mortgage Broker gets you lower Rates – On average 1% below what retail banks and lender can offer.✅ Wide Range of Lenders: Access to Top Nationwide Lenders (banks, credit unions, etc.),
- [Uploads-Logged in](https://unitedwemortgage.com/upload-documents/) - Upload documents First Name* First Last Name* Last Email* Phone Number* Upload Single or Multiple Documents* Drop files here or Select files Accepted file types: bmp, jpg, jpeg, png, heic, pdf, tiff, doc, docx, xls, xlsx, Max. file size: 50 MB, Max. files: 30. Agree/Consent* I agree to the uploads disclaimer** By clicking here I
- [Mortgage Calculator](https://unitedwemortgage.com/mortgage-calculator/) - Mortgage Calculator
- [About](https://unitedwemortgage.com/about/) - About us Your Mortgage Partner For Life United We Mortgage is a full service Mortgage Brokerage licensed in the state of California. We are experts in Los Angeles County, Orange County, San Diego County, San Bernardino County, Riverside County and Ventura County. Whether you are looking to Buy a House or Refinance your current Home
- [Contact Us](https://unitedwemortgage.com/contact-us/) - Contact us Contact Information (866) 840-2323 Info@UWMortgage.com What is your name?* First Last What's your Email Address?* Enter your Phone number How can we help you?*Purchase LoanRefinance LoanOtherSelect the option that best applies for you. Leave us a brief message below:* CAPTCHA
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- [Loan programs](https://unitedwemortgage.com/loan-programs/) - Loan Programs Which Mortgage is Right for You? There are a number of different types of home loans available to you, and it can pay to familiarize yourself with them. Luckily we’re here to help you choose the best type of home loan for your needs. Mortgage Rate Options Fixed Rate The most common
- [Reverse Mortgage](https://unitedwemortgage.com/loan-programs/reverse-mortgage/) - Reverse Mortgage A reverse mortgage is a loan available to homeowners 55 and older, though some states or product types require you to be 60 or 62. A few things you should know about Reverse Mortgage: You can live in your house forever without having to worry about making monthly mortgage payments. You can access
- [APPLICATION](https://unitedwemortgage.com/application/) - Online Application Step 1 of 8 – LOAN & HOME TYPE 0% Select Loan and Property Type Select Loan type* Home Purchase Home Refinance Home Equity Select Property Type* Single Family Residence Multi Family Condominium Townhouse Manufactured Home Type of Occupancy* Primary Residence Investment Vacation Home Applicants Details Who is Applying for this Home Loan?*
- [FAQ](https://unitedwemortgage.com/faq/) - Frequently Asked Questions When should I refinance? It’s generally a good time to refinance when mortgage rates are 2% lower than the current rate on your loan. It may be a viable option even if the interest rate difference is only 1% or less. Any reduction can trim your monthly mortgage payments. Example: Your payment,
- [Refinance](https://unitedwemortgage.com/refinance/) - Refinance 1 LOAN & HOME TYPE2 YOUR CREDIT3 MILITARY SERVICE4 ABOUT YOUR NEEDS5 ABOUT YOURSELF6 PROPERTY ADDRESS7 CONTACT INFORMATION Select Loan and Property Type Select Loan type* Home Purchase Home Refinance Home Equity Select Property Type* Single Family Residence Multi Family Condominium Townhouse Manufactured Home Type of Occupancy* Primary Residence Investment Vacation Home Your Credit Score? How is your Credit?* Excellent 740+
- [Home purchase](https://unitedwemortgage.com/home-purchase/) - Home Puchase 1 Loan and Home Type2 Your Credit3 Found a Home?4 Price and Down Payment5 Expect to Buy6 Few More Questions7 Cities to Search8 Contact Information Select Loan and Property Type Select Loan type* Home Purchase Home Refinance Home Equity Select Property Type* Single Family Residence Multi Family Condominium Townhouse Manufactured Home Type of Occupancy* Primary Residence Investment Vacation Home Your Credit
- [Sellers](https://unitedwemortgage.com/sellers/) - Seller tips Customers who visit us at Integrity Homebuyers often have the same issue; they end up behind on mortgage payments. We often speak with people 3 months behind on mortgage payments and it’s a tough situation. There are lots of options available to you when you’re behind on mortgage payments, so let’s break them
- [Account](https://unitedwemortgage.com/account/) - Upload Documents Click Here to e-Sign Credit Check Authorization
- [Terms and conditions](https://unitedwemortgage.com/terms-and-conditions/) - TERMS AND CONDITIONSLast updated February 19, 2022 TABLE OF CONTENTS1. AGREEMENT TO TERMS2. INTELLECTUAL PROPERTY RIGHTS3. USER REPRESENTATIONS4. USER REGISTRATION5. PROHIBITED ACTIVITIES6. USER GENERATED CONTRIBUTIONS7. CONTRIBUTION LICENSE8. SUBMISSIONS9. SITE MANAGEMENT10. PRIVACY POLICY11. TERM AND TERMINATION12. MODIFICATIONS AND INTERRUPTIONS13. GOVERNING LAW14. DISPUTE RESOLUTION15. CORRECTIONS16. DISCLAIMER17. LIMITATIONS OF LIABILITY18. INDEMNIFICATION19. USER DATA20. ELECTRONIC COMMUNICATIONS, TRANSACTIONS, AND SIGNATURES21.
- [Legal](https://unitedwemortgage.com/legal/) - Legal Disclaimer We hereby authorize you to view and print information on this website subject to it being used for informational and non-commercial purposes. The information contained in this website is believed to be reliable, but we do not warrant its completeness, timeliness or accuracy. The information on this website is not intended as an
- [Privacy Policy](https://unitedwemortgage.com/privacy-policy/) - PRIVACY NOTICELast updated February 19, 2022 Thank you for choosing to be part of our community at AAA American Group Corporation, doing business as United We Mortgage (“United We Mortgage,” “we,” “us,” or “our“). We are committed to protecting your personal information and your right to privacy. If you have any questions or concerns about
- [Login](https://unitedwemortgage.com/login/)
- [Mortgage Terms](https://unitedwemortgage.com/mortgage-terms/) - 5/1 Adjustable Rate Mortgage A 5/1 adjustable rate mortgage (ARM) or 5-year ARM is a mortgage loan where “5” is the number of years your initial interest rate will stay fixed. The “1” represents how often your interest rate will adjust after the initial five-year period ends. The most common fixed periods are 3, 5,
- [Conventional Loans](https://unitedwemortgage.com/loan-programs/conventional-loans/) - Conventional Loans A conventional loan is any mortgage loan that is not insured or guaranteed by the government (such as under Federal Housing Administration, Department of Veterans Affairs, or Department of Agriculture loan programs). Conventional loans usually cost less than FHA loans but can be more difficult to get. There are two main categories of
- [FHA Loans](https://unitedwemortgage.com/loan-programs/fha-loans/) - FHA Loans FHA loans are loans from private lenders that are regulated and insured by the Federal Housing Administration (FHA). FHA loans differ from conventional loans because they allow for lower credit scores and lower down payments. A few things you should know about FHA loans: FHA is for primary residence for single
- [VA Home Loans](https://unitedwemortgage.com/loan-programs/va-home-loans/) - VA Home Loans VA loan are loan programs for eligible veterans, current servicemembers, and surviving spouses. The loans are made by private lenders and guaranteed by the VA. These loans do not require down payment and do not require monthly mortgage insurance premiums, but they usually require an upfront fee unless Veteran is exempt form
- [USDA Loans](https://unitedwemortgage.com/loan-programs/usda-loans/) - USDA Loans USDA loan (or rural development loan) can be a good option for borrowers who have little available savings. They offer zero down payments and are usually cheaper than FHA loans. Borrowers will pay an upfront fee as well as ongoing mortgage insurance premiums to the USDA. Typically these have low-interest rates designed for
- [Jumbo Loans](https://unitedwemortgage.com/loan-programs/jumbo-loans/) - Jumbo Loans A Jumbo Loan is a mortgage used to finance properties that exceed the Conventional Loan Limits. The maximum amount for a Conventional conforming loan is adjusted every year in most counties, as determined by the Federal Housing Finance Agency (FHFA). Homes that exceed the local conforming loan limit require a Jumbo loan. Also
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- [User Verification](https://unitedwemortgage.com/user-verification/) - [uv_resend_verification_form]
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- [Fixed Rate](https://unitedwemortgage.com/loan-programs/fixed-rate/) - Fixed Rate Mortgages The traditional fixed rate mortgage is the most common type of loan program, where monthly principal and interest payments never change during the life of the loan. Fixed rate mortgages are available in terms ranging from 10 to 30 years and can be paid off at any time without penalty. This type
- [Interest Only](https://unitedwemortgage.com/loan-programs/interest-only/) - Interest Only Mortgages A mortgage is called “Interest Only” when its monthly payment does not include the repayment of principal for a certain period of time. Interest Only loans are offered on fixed rate or adjustable rate mortgages as wells as on option ARMs. At the end of the interest only period, the loan becomes
- [Adjustable Rate](https://unitedwemortgage.com/loan-programs/adjustable-rate/) - Adjustable Rate Mortgages (ARM) Adjustable Rate Mortgages (ARM)s are loans whose interest rate can vary during the loan’s term. These loans usually have a fixed interest rate for an initial period of time and then can adjust based on current market conditions. The initial rate on an ARM is lower than on a fixed rate

## My Templates

- [Loan programs](https://unitedwemortgage.com/?elementor_library=loan-programs) - FHA Loans FHA loans are loans from private lenders that are regulated and insured by the Federal Housing Administration (FHA). FHA loans differ from conventional loans because they allow for lower credit scores and lower down payments. A few things you should know about FHA loans: FHA is for primary residence for single
- [Default Kit](https://unitedwemortgage.com/?elementor_library=default-kit)

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